Maximizing Savings with 0% APR Balance Transfer Credit Cards: A Comprehensive Guide for 2025
The new year is a great time to start paying down high-interest credit card debt, especially if the holiday season pushed your budget past its usual limit. Fortunately, some credit cards offer 0% APR on transferred balances for up to 15, 18, or 21 months, allowing you to work on paying down your debt without taking on more interest for an extended period. Beyond the intro period, many of these cards also have great ongoing rewards and benefits to help you save and maintain good credit long-term, even after your balances are paid. Here are some of the best balance transfer credit cards for 2025: Learn more 2. Blue Cash Preferred® Card from American Express - Rates & fees apply Learn more 3. Blue Cash Everyday® Card from American Express - Rates & fees apply Learn more 4. Citi Double Cash® Card - Best overall Learn more 5. Citi Rewards+® Card - Best for lower ongoing APR Learn more 6. Discover it® Cash Back - Best for revolving rewards Learn more 7. BankAmericard® Credit Card Learn more 8. Wells Fargo Reflect® Card (image not shown) Learn more
These cards offer a range of benefits and rewards, including cash back, low ongoing APRs, and introductory 0% APR periods on transferred balances. By taking advantage of these offers, you can start paying down your high-interest debt while also earning rewards and maintaining good credit. Remember to always read the terms and conditions carefully before applying for any credit card to ensure you understand the rates, fees, and any other applicable conditions.
