Maximizing Your Cash App ATM Withdrawals: Understanding Limits, Fees, and Strategies
When using Cash App to access your funds via an ATM, it's crucial to be aware of the exact withdrawal limits and fees to avoid unnecessary costs and restrictions. Whether you're trying to understand the Cash App withdrawal limit per day at an ATM, find a Cash App ATM near you, or learn how to withdraw money from Cash App without a card, this guide answers all your key questions.
What Is the Cash App ATM Withdrawal Limit?
Cash App allows users with an activated Cash Card to withdraw money from ATMs across the United States. However, there are strict limits in place to protect both the user and the platform:
- Cash App Per Transaction Limit: $310
- Cash App Daily ATM Withdrawal Limit: $1,000
- Cash App Weekly ATM Withdrawal Limit: $1,000 (rolling 7-day period)
These limits are applicable regardless of the ATM location. Whether you're at Walgreens, CVS, or a private bank's ATM, the limits remain the same unless Cash App increases them for your account.
How to Get Money Off Cash App at an ATM
To get cash from an ATM using your Cash App balance, follow these steps:
- Activate your Cash Card: You must have the Cash App card activated.
- Ensure sufficient balance in your Cash App account.
- Visit any ATM that accepts Visa debit cards.
- Insert your Cash Card, enter your PIN, and choose "Checking" as the account type.
- Withdraw cash within your limit and collect your receipt (if needed).
- Make sure the ATM is not surcharge-heavy, or you’ll incur additional costs.
Cash App Withdrawal Fee: How Much Does It Cost?
Cash App charges a $2.50 fee per ATM withdrawal. However, many ATMs may impose an additional surcharge that can range from $2 to $5, depending on the provider. If you receive $300 or more in direct deposits per month to your Cash App account, Cash App reimburses up to three ATM withdrawal fees every 31 days.
Where Can I Withdraw Money from Cash App for Free?
Technically, you can't withdraw completely free unless:
- You're enrolled in direct deposit and meet the minimum threshold of $300 per month, which unlocks free ATM access.
- You find an ATM with no surcharge (these are rare unless you're part of a bank’s ATM network).
While Cash App doesn't own any physical ATMs, you can search for fee-free or low-fee ATMs using third-party ATM locators or banking apps. For example, you can use the image below to locate a fee-free or low-fee ATM:
Is Walgreens ATM Free for Cash App?
No, Walgreens ATMs are not free for Cash App users. They charge standard ATM fees unless you qualify for Cash App’s ATM fee reimbursements via direct deposit. Always check the fee notice on the ATM screen before completing the withdrawal. For example, see the image below for a reminder: 
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