Here's an article on the best 0% introductory annual percentage rate (APR) credit cards for 2025, along with a detailed explanation of how they work, what to look for in a 0% intro APR card, and some frequently asked questions: A 0% introductory APR credit card can be a valuable tool for managing your finances. These cards allow you to avoid paying interest on purchases for a set period of time, giving you more flexibility to pay off existing debt or make large purchases without incurring interest charges. Here are some of the best 0% APR credit cards for 2025:
Chase Freedom Unlimited®
- Annual fee: $0
- Welcome offer: Earn a $200 bonus after spending $500 in your first 3 months
- Introductory Purchases APR: 0% Intro APR on Purchases for 15 months
- Ongoing Purchases APR: 18.99% - 28.49% Variable
- Rewards rate: 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, 1.5% on all other purchases
- Benefits: Statement credit or direct deposit into most U.S. checking and savings accounts, Chase Credit Journey helps monitor your credit with free access to your latest score, alerts, and more
Capital One Savor Cash Rewards Credit Card
- Annual fee: $0
- Welcome offer: Earn $200 cash back after spending $500 on purchases in the first 3 months
- Introductory APR: 0% intro APR on purchases and balance transfers for 15 months, then variable 19.24% - 29.24% APR
- Rewards rate: 8% cash back on Capital One Entertainment purchases, 5% cash back on hotels and rental cars booked through Capital One Travel, 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target), 1% cash back on all other purchases
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