When it comes to hotel stays, having a credit card that rewards you for your spending can be a great way to save on your next vacation. Here are the top hotel credit cards for 2025, based on rates, fees, and benefits. The Hilton Honors American Express Card offers a 0% annual fee, a welcome offer of 100,000 Hilton Honors Bonus Points and a $100 statement credit after spending $2,000 in purchases in the first 6 months of card membership. It also offers 7x points on eligible purchases charged directly with hotels and resorts within the Hilton portfolio, 5x points on purchases at U.S. restaurants, supermarkets, and gas stations, and 3x points on all other eligible purchases.
Best for General Travel Rewards
The Chase Sapphire Preferred® Card offers 5x points on travel purchased through Chase Travel℠, 3x points on dining, select streaming services, and online groceries, and 2x points on all other travel purchases. It also comes with a $95 annual fee and a welcome offer of 60,000 bonus points after spending $5,000 in the first 3 months.
Best for Premium Hotels
The Capital One Venture X Rewards Credit Card offers a 10x miles on hotels and rental cars booked through Capital One Travel, 5x miles on flights and vacation rentals booked through Capital One Travel, and 2x miles on all other purchases. It has a $395 annual fee but includes a $300 annual travel credit and unlimited access to Capital One Lounges and 1,300+ more lounges through partner networks.
Best for Elite Status
The Platinum Card® from American Express offers up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings with American Express Travel (requires a minimum two-night stay). It also offers 5x points for flights booked directly with airlines or with American Express Travel® (up to $500,000 per calendar year) and a $695 annual fee.
Best for Marriott
The Marriott Bonvoy Boundless® Credit Card offers a $95 annual fee and a welcome offer of 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 in the first 3 months. It also offers up to 17x points at Marriott and automatic Marriott Bonvoy® Silver Elite Status each calendar year.
Best for Wyndham
The Wyndham Rewards Earner® Plus Card offers a $75 annual fee and a welcome offer of 90,000 bonus points after spending $2,000 within the first 90 days. It also offers 6x points at gas stations and Wyndham hotels, 4x points on eligible dining and grocery store purchases, and automatic Wyndham Rewards Platinum status.
What are Hotel Rewards Programs?
When you’re a member of a hotel rewards program, you can earn points on your stays and other purchases to use toward future bookings with the hotel chain. Common hotel rewards programs include Marriott Bonvoy, Hilton Honors, World of Hyatt, Wyndham Rewards, IHG Rewards Club, and more.
Credit Card Rewards Programs for Hotels
In addition to hotel credit cards from specific hotel brands, you can also use a general travel credit card for hotel rewards. The points and miles you earn with these travel cards are typically more flexible but still offer great savings on hotel stays.
