Kohl’s Payment: Complete Guide to Paying Your Kohl’s Credit Card Bill

Managing your Kohl’s Credit Card is essential for every cardholder who wants to avoid late fees, maintain a healthy credit score, and maximize the rewards associated with the card. Making your Kohl’s payment on time ensures that you stay eligible for ongoing promotions and special discounts available exclusively to Kohl’s Charge Card holders. In this comprehensive guide, we’ll cover all the payment methods available, how to register your account, troubleshoot payment issues, and frequently asked questions, so you can confidently manage your card.

💳 What is a Kohl’s Payment?

A Kohl’s payment refers to any payment made toward your Kohl’s Charge Card (also known as My Kohl’s Card). This payment includes the minimum balance, full balance, or any partial amount that you choose to pay by the due date on your monthly billing statement. Timely payments help you avoid high-interest rates and late fees and preserve your credit health.

When you use your Kohl’s Credit Card for purchases, those charges accrue on your account and are subject to interest unless paid off by the due date. Understanding your statement, due dates, and the types of payment methods available is critical.

🧾 How to Make a Kohl’s Payment

Kohl’s offers several secure and convenient ways to make your credit card payments. You can choose the method that suits your preferences and lifestyle.

1. 💻 Online via MyKohlsCharge.com

The most popular and efficient method is paying online via the MyKohlsCharge portal.

Steps to Pay Online:

Visit www.mykohlscharge.com

Log in using your username and password

Navigate to the “Make a Payment” section

Enter your bank account or routing information

Choose the amount you want to pay

Confirm the date and submit your payment

✅ Tip: You can also schedule payments ahead of time and set up AutoPay to automatically pay the full balance, minimum amount, or a fixed amount every month.

2. ☎️ Pay by Phone

Prefer to pay over the phone? No problem. Kohl’s offers a quick way to pay using their automated phone service.

Steps:

Call Kohl’s Credit Card Pay by Phone Number: 1-855-564-5748

Choose the payment option

Provide your account number and bank routing details

Follow the prompts to complete the transaction

📌 Pro Tip: Have your card and bank information handy before calling. You can also speak to a live representative if needed by navigating through the automated options.

3. 📨 Pay by Mail

You can send a check or money order to Kohl’s payment processing center.

Payment Mailing Address:

Kohl’s Payment Center

P.O. Box 60043

City of Industry, CA 91716

Make sure to:

Include your account number on the check or money order

Send the payment slip included in your billing statement

Allow 7–10 business days for processing

4. 🏬 Pay In-Store

You can also make your Kohl’s payment at any Kohl’s retail location. Just walk up to the customer service desk or checkout register.

What You’ll Need:

Your Kohl’s Credit Card

Accepted payment methods: Cash, check, debit card, Kohl’s gift card

This is a great option if you prefer face-to-face transactions or are already visiting a store.

🗓️ Kohl’s Payment Due Date & Late Fees

Your Kohl’s billing statement includes your due date, which is generally about 25 days after the end of your billing cycle. To avoid late fees and interest, always pay at least the minimum due by this date.

Late Fee Policy:

Late payments may result in a $40 late fee

Your interest rate (APR) may increase if you’re frequently late

Repeated late payments could impact your credit score

To avoid this:

Set up payment reminders

Enroll in AutoPay

Always pay more than the minimum if possible

📱 Mobile Access & Payment Options

Kohl’s also allows users to manage payments via their mobile app.

Steps:

Download the Kohl’s app from the App Store or Google Play

Log in with your Kohl’s account

Go to the “My Kohl’s Card” section

Make a payment using your saved bank account

This makes it easy to pay your bill while on the go and track your rewards.

🔐 Is MyKohlsCharge Secure?

Yes. Kohl’s uses SSL encryption and multi-layered security protocols to ensure that your personal and financial information stays protected. Make sure you:

Access only from secure Wi-Fi networks

Avoid public devices when entering your login info

Use strong passwords

Always check the URL: It should read https://www.mykohlscharge.com

❓ Kohl’s Payment FAQs

Can I use a credit card to pay my Kohl’s bill?

No. Kohl’s only accepts bank accounts, checks, debit cards, or cash.

How do I change my payment due date?

Call Kohl’s customer service at 1-855-564-5705 to request a change. They may offer some flexibility depending on your account standing.

What happens if I overpay?

Any overpayment is applied as a credit balance and will be automatically applied to future purchases or refunded upon request.

Can I make more than one payment in a billing cycle?

Yes. You can make multiple payments at any time through MyKohlsCharge or by phone. This can help you pay down your balance faster and reduce interest.

📌 Key Kohl’s Payment Terms

Term

Meaning

Minimum Payment

Smallest amount you must pay to stay in good standing

Statement Balance

Total amount you owe for the billing period

Payment Due Date

Final date to make a payment without late fees

AutoPay

Automatic recurring payment setup

Kohl’s Charge Card

Store credit card used for purchases at Kohl’s

✅ Final Thoughts

Making your Kohl’s payment on time is one of the most important parts of being a responsible cardholder. Whether you prefer online, phone, mail, or in-store payments, Kohl’s offers flexible options to ensure your bill is paid securely and on time.

Take advantage of features like AutoPay, the mobile app, and 24/7 access through the MyKohlsCharge portal to stay ahead of due dates and make your financial life easier. Pay on time, earn rewards, and avoid unnecessary fees — that's how you win with My Kohl’s Card.

Would you like this turned into a PDF or need a keyword-optimized meta description?