Are you ready to file your taxes and watch that refund check hit your bank account? This year, the federal government promises a new era of easy, inexpensive tax preparation with free filing options from the Internal Revenue Service (IRS). Tax filing has been streamlined, with more options available either through the IRS or other programs that allow you to file taxes online for free. Here are seven ways to do your taxes online for free or at a reduced cost. In partnership with the Free File Alliance, IRS Free File is available for tax filers with an adjusted gross income (AGI) or taxable income of less than $84,000 in 2025. This free federal tax preparation software uses a series of simple questions to help complete your tax return. It’s best for those who aren’t itemizing expenses, don’t own a business, and don’t require extensive adjustments. Free File also includes access to free state tax returns for some taxpayers. Check to see if you qualify, calculate your adjusted gross income, and get access to the tax software at IRS.gov.
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Free or Trial Versions of Tax Software If your AGI is above $84,000 or you have other income sources that complicate your tax forms, you can find free options from popular tax brands, including H&R Block, Turbo Tax, Tax Slayer, and TaxAct Free. Like IRS Free File, these software options are best for individuals with straightforward tax filings, and they sometimes include free state tax filing. Free versions of tax software typically allow access to Form 1040 and schedules for claiming the earned income tax credit (EITC) and the child tax credit. A few also support deducting student loan interest, certain types of dividends or savings account earnings, and retirement income.
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VITA for Low-Income Taxpayers Volunteer Income Tax Assistance (VITA) provides free tax preparation to low- and moderate-income taxpayers. VITA places staff in libraries, schools, and other convenient sites around the country with IRS-certified volunteers who provide in-person, free tax help. There are a few eligibility requirements, including an income of $67,000 or less, having a disability, or being a limited English speaker in need of tax filing assistance. You can check for a VITA site near you using the IRS locator tool.
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Tax Counseling for the Elderly A sister program to VITA, Tax Counseling for the Elderly (TCE) uses a federal grant to provide free tax preparation services to older taxpayers. Many TCE sites are run in cooperation with the nonprofit AARP Foundation Tax-Aide program. TCE programs are best suited to simple tax returns for those who receive a pension or have retirement-related concerns. While you typically need to be 60 or older to qualify for TCE services, some AARP sites offer tax help to low- to moderate-income filers aged 50 and up.
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MilTax for Military Members and Veterans Military members
